The Pal Loan  - The Friendly Emergency Loan

One Pac's Pal loan is a benefit that Bay Area employers can offer to their employees to help them get through a financial emergency. The loan provides an easy alternative to employer paycheck advances and a manageable alternative to expensive financial products like payday loans, pawn shops, auto title loans. These loans of $500, $750 or $1000 can help an individual get through a short term crisis, pay it back in over several months, build their credit, get financial tips and tools, and begin building some savings for future emergencies or long term goals. This is a one-year pilot loan program. 

Offer the loan at your workplace
Employers can offer this program by becoming a  pilot partner. There are no fees or financial obligations to an employer to participate.  For more information go to http://onepacpal.com  or contact One PacificCoast Foundation at 510.663 2253.